Practical Insurance Solutions for a Safer, Brighter Tomorrow
With 26 years of experience, Joey Yap Ai Nie helps individuals, families and businesses understand their risks, review their protection and make informed insurance decisions.

We Provide Advice Before We Recommend Solutions.
Good insurance planning starts with understanding what you are trying to protect, what you already have and where a financial or operational gap could affect your future.
Protection for Every Stage of Life and Business

Personal Insurance
Life, medical, critical illness, accident, travel, motor and home protection.
Explore Personal →
Corporate & SME Insurance
Employee benefits, liability, property, construction, trade credit and specialty risks.
Explore Business →
Estate Planning
Plan beneficiaries, liquidity and legacy with the right professional providers.
Explore Estate Planning →
Life Insurance
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Medical Insurance
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Critical Illness
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Personal Accident
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Travel Insurance
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Motor Insurance
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Home Insurance
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Group Medical
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Group Personal Accident
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D&O Insurance
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Professional Indemnity
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Contractors All Risk
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Workmen's Compensation
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Trade Credit
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Marine Insurance
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SME Property & Fire
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26 Years of Experience. One Long-Term Relationship.
Joey Yap Ai Nie 叶艾霓
Unit Manager | MDRT Qualifier
Joey helps clients turn complicated insurance decisions into practical conversations — understanding the risk first, then discussing suitable protection.
- Professional, practical explanations
- Review of existing protection
- Personal and business risk perspective
- Ongoing servicing and claims guidance
Access to a Range of Insurance Solutions
SCA works with selected insurers and professional providers to help clients access suitable insurance and estate-planning solutions. The relationship and servicing arrangement may differ by insurer and product.
Through professional cooperation, SCA may assist with quotations and policy placement. Ongoing policy servicing is handled by the respective appointed servicing agent.
Rockwills estate-planning solutions are provided through Joey Yap Ai Nie's authorised arrangement.
Our ability to provide quotations, arrange policy placement and provide servicing support depends on the respective insurer, product and appointed representative arrangement. All applications remain subject to the insurer's underwriting, terms and conditions. Insurer names are shown for identification of professional relationships and do not imply endorsement.
Let’s Review What You Need to Protect.
Bring your existing policies, questions or concerns. We can start with a conversation.
