Professional Indemnity Insurance


Regulation – Legal Requirement
Professions like Accountants, Architects, Engineers, Lawyers and Insurance Brokers are highly regulated by local authorities and in many cases these professions are legally required to have professional liability insurance in place.

Contractual Obligations
As a consequence of globalisation, when tendering for business overseas companies (especially those in the US, Europe, UK, and Australasia), professional service providers in Southeast Asia and China are increasingly subject to having professional liability insurance as one of the pre-requisite requirements.

Financial Protection
A single claim can ruin a business financially since litigation can be expensive, time-consuming and resource-consuming. AIG's Professional Liability insurance will provide protection for you when faced with such claims.

Reputation Protection
If you are a professional, your reputation is everything and maintaining this reputation is critical. In the event of a claim, our claims team will conduct the claim process efficiently and discreetly to safeguard our Insured's reputation.
Customer Protection
AIG’s Professional Liability insurance aims to remove the financial burden for the professional service provider. This helps to minimise the fear of economic loss and provides peace of mind which enables the professional to focus on what’s important – servicing their clients.

Litigation Environment
The increasing economic interdependency and culture exchange between the West and the East is contributing to higher claims awareness among professionals like yourself. The rapidly escalating number and size of professional liability claims demonstrate the litigious environment in Southeast Asia and China.

Single Project Professional Indemnity

Single Project Professional Indemnity (SPPI) is an insurance solution arranged around the lifecycle and needs of a specific construction project. Unlike conventional annually renewable policies, it has particular advantages for project owners and for Joint Venture operators.

Who is it for?


We have Professional Liability insurance solutions that address the exposures faced by professionals in a variety of industries. We cover professions like:

  • Accountants
  • Architects and Engineers
  • Business Process Outsourcing/Call Center
  • Employment Agencies
  • Insurance Brokers
  • Management Consultancy Firms
  • Multimedia Firms
  • Property Managers
  • Surveyors and Real Estate
  • Teaching Organisation
  • Technology
  • Telecommunications
  • Travel Agents
  • Others - If you have other profession classes which do not fall within the above listing, please do not hesitate to contact us to find out more

What is covered?

Professional Liability

Provides cover for:

  • Any actual or alleged breach of duty
  • Negligent act, error, emission, or misstatement
  • Misleading statement
  • Breach of warranty of authority committed in good faith
  • Breach of confidentiality which occurs in the performance of or failure to perform Professional Services


Provides cover for any actual or alleged libel or slander committed without malice by reason of words written, spoken or broadcast in the course of providing Professional Services.

Intellectual property rights infringement

Provides cover for an unintentional infringement of any intellectual property right of any Third Party, other than patents.

Loss of documents

Provides cover for damages due to destruction or damage to, or loss, distortion, erasure or mislay of a Third Party’s Documents for which the Insured is legally responsible, provided that the destruction or damage to, or loss, distortion, erasure or mislay of such Third Party's Documents.

Dishonesty of employees

Provides cover to the Insured (who is not the actual perpetrator) for any fraud or dishonest conduct of an Employee.

Defence costs

Covers reasonable fees, costs and expenses incurred by or on behalf of the Insured in the investigation, defence, adjustment, settlement or appeal of any Claim.