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AIA i-Med Basic
Coverage Period
Yearly renewable up to 70 years old
Eligible Age
16 - 55 years old
WHAT IS THIS PRODUCT ABOUT
An affordable medical plan that covers the cost of your medical treatment and hospitalisation. This plan is suitable if you’re looking for basic medical coverage.
WHAT DOES IT PROVIDE?
Hospital room and board benefit
Reimbursement up to RM100 per day for your room and board for a maximum of 120 days per year.
Annual and lifetime limit
The maximum eligible medical expenses covered is RM20,000 annually, subject to RM80,000 per lifetime.
Intensive care unit (ICU) coverage
Reimbursement for daily cost of intensive care up to the annual limit of your plan for a maximum of 120 days per year.
Higher annual limit of up to RM1.5 million
A-Plus MediBoost rider that boosts your medical protection up to RM 1.5 million annually and offer Personal Medical Case Management service.
In-hospital related fees
Reimbursement up to the annual and lifetime limits for in-hospital related fees, such as hospital supplies and services, surgical fees and operating theatre fees.
RM300 deductible
You have to pay the first RM300 out of the eligible expenses for Any One Disability, and we will pay for the rest of the eligible expenses.
Surplus distribution
If there is any excess from the takaful risk fund at the end of every year, AIA PUBLIC Takaful will share it with the eligible participants at a 50:50 ratio.
