AIA i-Med Basic

AIA i-Med Basic

Coverage Period

Yearly renewable up to 70 years old

Eligible Age

16 - 55 years old


An affordable medical plan that covers the cost of your medical treatment and hospitalisation. This plan is suitable if you’re looking for basic medical coverage.


Hospital room and board benefit

Reimbursement up to RM100 per day for your room and board for a maximum of 120 days per year.

 Annual and lifetime limit

The maximum eligible medical expenses covered is RM20,000 annually, subject to RM80,000 per lifetime.

Intensive care unit (ICU) coverage

Reimbursement for daily cost of intensive care up to the annual limit of your plan for a maximum of 120 days per year.

Higher annual limit of up to RM1.5 million

A-Plus MediBoost rider that boosts your medical protection up to RM 1.5 million annually and offer Personal Medical Case Management service.

In-hospital related fees

Reimbursement up to the annual and lifetime limits for in-hospital related fees, such as hospital supplies and services, surgical fees and operating theatre fees.

RM300 deductible

You have to pay the first RM300 out of the eligible expenses for Any One Disability, and we will pay for the rest of the eligible expenses.

Surplus distribution

If there is any excess from the takaful risk fund at the end of every year, AIA PUBLIC Takaful will share it with the eligible participants at a 50:50 ratio.